United Insurance & Financial Services

Helping you build a future you look forward to.

Registered Professional Accountant, Qualified Associate Financial Planner and licensed life insurance advisor serving GTA business owners and their families across all stages of life.

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20+Years of Experience
GTAIn-Person & Online
What we do

Financial solutions built around your life and your business

Whether you are a business owner protecting your legacy or a family building toward retirement, the right plan starts with understanding your full picture.

For Business Owners

Business Services

Estate planning, risk management, succession planning, group benefits and retirement strategies.

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For Individuals & Families

Personal Services

Financial planning, estate planning, retirement strategies, risk management and life benefits.

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Bhupinder Turna, RPA, QAFP
Meet your advisor

Bhupinder Turna

RPA • QAFP • 20+ Years in Financial Services

Since 2004, Bhupinder has been helping GTA families and business owners build financial plans that hold up over time. His approach is built on long-term relationships, integrity, and the belief that small, consistent financial habits compound into lasting security.

As the founder of both United Insurance & Financial Services and its sister firm United Accounting, Bhupinder offers a uniquely integrated perspective - insurance, investments, and tax planning working together rather than in isolation.

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Carrier Partners

Manulife●RBC Life●Industrial Alliance●Desjardins Financial●Equitable Life●Empire Life●Foresters●UV Insurance●Edge Benefits●21st Century●GMS●Manulife●RBC Life●Industrial Alliance●Desjardins Financial●Equitable Life●Empire Life●Foresters●UV Insurance●Edge Benefits●21st Century●GMS●
Why clients choose us

The value of an independent, holistic advisor

Advice in Your Interest

Not tied to a single company. Bhupinder shops the market to find the right product for your situation, not the easiest sale.

Insurance + Investments Together

One relationship covering all your financial needs. No gaps, no silos, no conflicting advice - with the added edge of tax-aware planning through United Accounting.

Long-Term Relationships

Bhupinder's clients stay for decades. Recommendations driven by what is right for you, not a sales quota - building a plan that grows alongside you as your life changes.

Top-Producer Track Record

Recognized by Industrial Alliance, Edge Benefits and other leading carriers for sustained performance over two decades.

Ready to build your tomorrow?

Book a no-obligation consultation and let's talk about where you want to go.

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★★★★★

Trusted by clients across the GTA

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